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Service · Insurance

Insurance Coverage

Optional cover on every transaction.

Overview

What you get with Mharida.

Buyers can add cargo insurance at checkout in one click — protecting against loss, theft or damage between the seller's gate and your warehouse.

  • Cargo cover sized to order value
  • Premiums quoted as a transparent percentage of the order
  • Multiple licensed Nigerian insurance providers
  • Claims filed and tracked from your Mharida dashboard
  • Documentary support for cross-border or high-value shipments

Underwrite cargo?

Partner with the network and earn predictable, transparent demand.

Apply as an insurance partner

How it works

Four simple steps.

  1. 1

    Choose your cover

    At checkout, pick from cover tiers offered by our insurance partners.

  2. 2

    Pay the premium

    The premium is added to your order total — no separate process.

  3. 3

    Ship protected

    Your shipment is covered the moment it leaves the seller's gate.

  4. 4

    File a claim if needed

    Open a claim directly from your dashboard with the documentation we collect on your behalf.